Credit Karma — Credit Score

Check your free credit score and credit report anytime with Credit Karma Canada. Track changes, get credit monitoring alerts, and understand what’s impacting your score — all in one app.

Growing your credit score can help you qualify for better credit cards, lower interest rates, and smarter loan options. That means more money to pay down debt, save for a home, or plan your next holiday.

With the Credit Karma app, Canadians can easily monitor their credit, track progress over time, and get clear, personalized insights to help improve their credit score with confidence.
Join over 140 million members worldwide, including millions in Canada, who trust Credit Karma to stay on top of their credit and make informed financial decisions.

Features:

• Check your free credit score and credit report in one secure place

• Get regular credit report updates so you always know where you stand

• Receive credit monitoring alerts when something changes

• Browse credit card and loan offers tailored to your credit profile

• See your likelihood of approval before you apply

• Track the key factors affecting your credit score

• Get personalized tips and insights to help improve your score

• View your progress with an easy-to-read credit score graph

• Access exclusive offers from top Canadian lenders

• Browse offers with no impact to your credit score


Signing up is quick and easy:
Tell us about you — it only takes a couple of minutes.
Answer a few security questions to help protect your identity.
Get your free credit score and free credit report, forever.

We treat your data like it’s our own. Credit Karma only uses your information with your permission and does not share your personal data with unaffiliated third parties for their own advertising.

Start improving your credit score today — free, simple, and secure. Sign up in minutes.

Credit Karma is a credit broker, not a lender.