Varo Bank: Online Banking

We are a real bank, built for the digital age.

Member FDIC, backed by the full faith and credit of the U.S. Government.


ONLINE BANKING

• Early payday³
• No monthly, minimum balance, or overdraft fees¹
• 40k+ fee-free Allpoint® ATMs⁴
• Up to 5.00% annual percentage yield on first $5,000, quals apply⁷
• 2.50% APY on additional balances
• Auto-saving tools
• Unlike many money apps, we’re a real bank


INSTANT CASH ADVANCES

• Borrow up to $250 today by linking a qualifying account²
• Work up to $500 cash advances over time with direct deposit²
• Flat fee per cash advance
• 30 days to repay


LINE OF CREDIT

• From $600 to $2,000, quals apply⁵
• No interest, late fees, or penalties
• Simple flat fee
• Payment periods between 3 and 12 months


FREE SECURED CREDIT CARD⁶

• No credit check, interest, annual fees, or min security deposit
• Reported to Equifax, Experian, & TransUnion
• Quals: Must have an active Varo Bank Account in good standing & incoming deposits of $200 or more in the past 31 days


SEND MONEY

• Use recipient’s phone number or email address, even if they aren’t a Varo customer
• Fast, secure, and free!


DOWNLOAD NOW!

• Signup in less than two minutes with no impact on your credit